SBA Disaster Loans Available in Washington After Winter Storms

⚠️ Important Notice

Residents, small businesses, and nonprofit organizations affected by the December 2025 winter storms in Washington State may qualify for SBA disaster recovery loans. These loans can help cover physical property damage and economic losses caused by the storms.

The application deadline for physical property damage is April 27, 2026. Community members are encouraged to apply as early as possible to ensure timely access to recovery assistance.

SBA Disaster Loans Available in Washington After Winter Storms

Residents, Small Businesses, and Nonprofits in King County Can Receive In-Person Assistance to Apply for Federal Disaster Recovery Funding

Following the severe winter storms that affected Washington communities between December 5 and December 22, 2025, financial assistance is now available to residents, small businesses, and nonprofit organizations recovering from the damage. These storms caused unexpected challenges for many families, entrepreneurs, and community organizations across the region.

To support recovery efforts, the U.S. Small Business Administration (SBA) has opened Disaster Loan Outreach Centers in King County to help individuals and organizations access federal disaster recovery funding. These centers provide free, in-person assistance where SBA representatives guide applicants through the disaster loan application process, answer questions, and help ensure applications are completed correctly.

Ensemble Washington is sharing this information to ensure that immigrant entrepreneurs, nonprofit organizations, and community members across our networks are aware of the support available and understand how to access these recovery resources.

Understanding SBA Disaster Loans

SBA disaster loans are low-interest federal loans designed to help communities rebuild after natural disasters. Unlike traditional business loans, these programs are specifically created to support recovery after disasters and help individuals and organizations restore stability.

These loans are available to homeowners, renters, small businesses, and nonprofit organizations affected by the winter storms. Funding can be used to repair or replace storm-damaged property, restore homes and essential belongings, replace business equipment or inventory, and support organizations that experienced economic injury, such as loss of revenue caused by the disaster.

The goal of the program is to help communities recover more quickly while minimizing long-term financial hardship.

Where to Receive In-Person Assistance

For residents and organizations seeking guidance during the application process, SBA representatives are available at Disaster Loan Outreach Centers in King County. Visitors can receive support completing applications, ask questions about eligibility, and better understand the documentation required.

Auburn Library
1102 Auburn Way S.
Auburn, WA 98002

Fall City Library
33415 SE 42nd Place
Fall City, WA 98024

Walk-ins are welcome, and no appointment is required.

Outreach Center Hours

Both locations operate during the following hours:

Monday, Thursday, Friday: 10:00 AM – 6:00 PM
Tuesday & Wednesday: 12:00 PM – 8:00 PM (extended hours)
Saturday: 11:00 AM – 2:00 PM

These extended hours help ensure that working residents and business owners can access assistance outside of standard work schedules.

Important Application Deadlines

Community members affected by the winter storms should be aware of the following deadlines:

Physical Property Damage Loan Applications
Deadline: April 27, 2026

Economic Injury Disaster Loans (Loss of Revenue)
Deadline: November 24, 2026

Submitting an application early can help ensure faster review and quicker access to recovery funds.

Additional Support

For individuals who cannot visit an outreach center in person, assistance is also available remotely through the SBA Customer Service Center.

Phone: (800) 659-2955
Email: disastercustomerservice@sba.gov 

SBA representatives can help answer questions about eligibility, required documentation, and the disaster loan application process.

Supporting Community Recovery

At Ensemble Washington, we remain committed to supporting the economic resilience of immigrant and BIPOC communities across our region. Many small business owners and residents may not realize they qualify for disaster recovery assistance, and access to clear and reliable information can make a critical difference.

By sharing these resources, we aim to ensure that every entrepreneur, nonprofit organization, and community member affected by the winter storms has the opportunity to recover and rebuild.

If you know someone who may benefit from these resources, we encourage you to share this information with them.

Together, we can help our communities recover, rebuild, and move forward stronger.